But she did have $500. And she thought, maybe 4495155490381757243-blid-8520250678126775739

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If she invested $500 at age 25, and then $50 a month until she had put away a total of $5,000, she would have almost $174,000 at retirement age. Double what she would have had if she waited until she had $5,000 at age 35!